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The Fatwas delivered by the Third Conference of the Islamic Bank held in Dubai, Safar 9, 1406 A.H. / September 23, 1985 A.D.

It is not allowed to save Zakah monies in usurious banks. An independent fund should be set up for Zakah monies, where Zakah will be levied and deposited in an Islamic Bank. After levying Zakah, it should immediately be distributed to the beneficiaries. No authority, whether public or private, is allowed to invest Zakah money unless its beneficiaries later allow such authority to invest it.

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